Ridesharing Car Insurance California
Ridesharing car insurance is no more luxury; it’s a necessity because conventional personal auto insurance is inadequate in providing complete cover. Drivers usually buy personal auto insurance before they start driving the car for transport network companies (TNCs) like Uber and Lyft. The TNCs offer commercial coverage to its drivers, which is often not enough.
Now, if you are driving your car for Uber or Lyft in California, you will get the commercial cover offered by these companies. You will even have a personal auto insurance cover for third party claims. However, there is still a gap between these two and this is where rideshare car insurance plays a very significant role. For all those California drivers, it’s imperative that they get fully insured before taking out their cars on the streets.
California auto insurance companies are making some changes to accommodate the need for more coverage. Ridesharing insurance is designed to cover personal use as well as add a little more coverage for even the time when the driver is logged in but not actually on an assignment i.e. when no customer has requested for a ride.
Checking your personal auto insurance coverage as well as insurance provided by the ridesharing company is vital towards ensuring full insurance cover. In case of any gaps, it’s imperative that you find and buy a decent rideshare insurance in California.
Not all California based personal auto insurance companies provide the ridesharing insurance and in that case it’s best that you get a commercial auto insurance policy to get full coverage. Rideshare insurance is needed when your personal auto insurance fail to provide adequate cover before, during, and after a ride. Usually personal auto insurance doesn’t cover the expenses after an accident take place when you are driving for Lyft or Uber. This is why you will need to get a rideshare insurance California.
Rideshare car insurance California helps in extending the roadside assistance along with collision and comprehensive during the TNC activity. This endorsement is available for both the new as well as existing customers and aims at providing complete coverage to drivers using their cars for TNCs. You need to research really well to find the best rideshare insurance policy in California. Thus, get ready to do some legwork along with a comprehensive online search.
You can always get in touch with the auto insurance agents to learn more about Ridesharing Car Insurance policy. Alternatively, you can also send us a mail or give us a call.